COMPARE · Data as of August 27, 2026

AXS vs HGTY

Verdict: Side-by-side breakdown using the Bull Rankings model. AXS scored 77.0, HGTY scored 72.0 — AXS leads.
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AXS
AXIS Capital Holdings Limited
Insurance - Specialty · Financial strength
72.9Fin
$99.03 · $7.2B
fundamentals as of
Strength gap
39.0
AXS leads
HGTY
Hagerty, Inc.
Insurance - Property & Casualty · Financial strength
33.9Fin
$13.32 · $4.6B
fundamentals as of
  • CheapestAXS7.1x
  • Fastest growthHGTY+18.1%
THE BULL RANKINGS SCORECARD72.9/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL72.9
THE BULL RANKINGS SCORECARD33.9/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL33.9
cheap & fastrevenue growth →← cheaper (lower multiple)-3%17%+2.1x12x+AXSoff-scaleHGTY

Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.

RevAXS+6.8%HGTY+18.1%
P/EAXS7.1xHGTY102.5x
ROEAXS17.4%HGTY8.9%
P/BAXS1.22HGTY6.29
YieldAXS1.8%HGTY0.0%
AXS
HGTY
+6.8%C+
Rev
+18.1%B+
7.1xA
P/E
102.5xD
17.4%B+
ROE
8.9%C+
1.22B+
P/B
6.29D
1.8%C+
Yield
0.0%C
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
AXSAXIS Capital Holdings Limited
Insurance - Specialty · $99.03 · beta 0.51
Why now
Insurance - Specialty · market cap $7.2b. 17% off the 52-week high of $119.99. 11 sell-side analysts rate this a Buy with a mean 1-yr target of $124.18 (implying +25% upside).
Moat
Net margin 16% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 17% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
HGTYHagerty, Inc.
Insurance - Property & Casualty · $13.32 · beta 0.79
Why now
Insurance - Property & Casualty · market cap $4.6b. 5% off the 52-week high of $14.00. Revenue growing +18%, comfortably above the S&P median. PEG 0.23 — paying under fair value for the growth rate. 8 sell-side analysts rate this a Buy with a mean 1-yr target of $14.50 (implying +9% upside).
Moat
Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Trailing P/E 102.5x prices in sustained high growth — any quarter that disappoints triggers sharp re-rating. Net margin 1.2% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first. Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Generating verdict… typically 5–10 seconds
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