COMPARE · Data as of August 21, 2026

GDDY vs PGY

Verdict: Side-by-side breakdown using the Bull Rankings model. GDDY scored 85.4, PGY scored 86.2 — PGY leads.
Compare another set
GDDY
GoDaddy Inc.
Software - Infrastructure · Quality-Growth
85.4
$98.19 · $12.4B
fundamentals as of
Score gap
0.8
PGY leads
PGY
Pagaya Technologies Ltd.
Software - Infrastructure · Quality-Growth
86.2
$20.24 · $1.7B
fundamentals as of
  • CheapestPGY14.4x
  • Fastest growthPGY+25.6%
  • Highest qualityGDDY95 / 100
  • Largest discount to fair valueGDDY-64%
THE BULL RANKINGS SCORECARD85.4/ 100 · BULL SCOREPEER MEDIANQUALITY95.4GROWTH75.3VALUE86.8
THE BULL RANKINGS SCORECARD86.2/ 100 · BULL SCOREPEER MEDIANQUALITY70.1GROWTH91.9VALUE99.2
GDDYPGYQuality95.470.1Growth75.391.9Value86.899.2
cheap & fastrevenue growth →← cheaper (lower multiple)-3%36%9.4x20xGDDYPGY

Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.

FCFGDDY$1.7bPGY$252m
RevGDDY+7.4%PGY+25.6%
P/EGDDY14.6xPGY14.4x
PEGGDDY0.68PGY0.04
GDDY
stronger →← stronger
PGY
95
Qualityreturns · margins · balance sheet
70
75
Growthrevenue & earnings expansion
92
87
Valuevaluation vs sector peers
99
PGY is stronger on 2 of 3 pillars.
GDDY
PGY
$1.7bC+
FCF
$252mC
+7.4%B
Rev
+25.6%A-
D/E
1.34C
14.6xA-
P/E
14.4xA-
0.68A-
PEG
0.04A
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
GDDY
PGY
64% below
Price vs fair valuelower is cheaper
60% below
~-15%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-15%/yr
+140%
1-yr DCF upside
+133%
+178%
5-yr DCF upside
+153%
+245%
10-yr DCF upside
+185%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
GDDY
Why this score
  • Buying back stock
PGY
Why this score
  • Durable high returns
  • Diluting shareholders
GDDYGoDaddy Inc.
Software - Infrastructure · $98.19 · beta 0.92
Why now
Software - Infrastructure · market cap $12.4b. Down 35% from 52-week high of $150.47 — deep drawdown territory. PEG 0.68 — paying under fair value for the growth rate. 15 sell-side analysts publish a mean 1-yr target of $104.80 (implying +7% upside).
Moat
Net margin 18% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. FCF converts 187% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined. Software economics — recurring revenue, embedded customer workflows, and high gross margin all compound the moat once a base account is won. Switching costs are the lever.
Risk
Down 35% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
PGYPagaya Technologies Ltd.
Software - Infrastructure · $20.24 · beta 5.37
Why now
Software - Infrastructure · market cap $1.7b. Down 55% from 52-week high of $44.99 — deep drawdown territory. Revenue growing +26% — in hypergrowth territory. PEG 0.04 — paying under fair value for the growth rate. 10 sell-side analysts rate this a Strong Buy with a mean 1-yr target of $29.20 (implying +44% upside).
Moat
ROE 19% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Free cash flow runs well ahead of reported net income — non-cash charges (depreciation, intangible amortization) are holding down GAAP earnings while cash generation stays strong. Software economics — recurring revenue, embedded customer workflows, and high gross margin all compound the moat once a base account is won. Switching costs are the lever.
Risk
Down 55% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Beta 5.37 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
The model favors PGY (88.5) over GDDY (85.1) due to PGY's perfect Growth pillar score of 100, significantly outpacing GDDY's 76. A contrarian, however, might prefer GDDY for its deeper -66% discount to fair value and its "Buying back stock" signal, contrasting with PGY's "Diluting shareholders" caution.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.

Where GDDY and PGY diverge

On the headline score the gap is 0.8 points in favor of PGY. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.

Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.