COMPARE · Reviewed July 6, 2026
GDDY vs PGY
Verdict: Side-by-side breakdown using the Bull Rankings model. GDDY scored 85.8, PGY scored 87.2 — PGY ahead by 1.4.
Compare another pair
GDDY
GoDaddy Inc.
85.8
$85.61 · $11.3B
Score gap
1.4
PGY leads
PGY
Pagaya Technologies Ltd.
87.2
$18.71 · $1.6B
The model, pillar by pillar (0–100 each)
GDDY
stronger →← stronger
PGY
95
Qualityreturns · margins · balance sheet
67
78
Growthrevenue & earnings expansion
100
85
Valuevaluation vs sector peers
99
PGY is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
GDDY
PGY
$1.6bC+
FCF
$234mC
+8.3%B
Rev
+25.6%A-
—
D/E
1.47C
13.6xA-
P/E
16.7xA-
0.68A-
PEG
0.05A
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
GDDY
PGY
67% below
Price vs fair valuelower is cheaper
66% below
+160%
1-yr DCF upside
+149%
+203%
5-yr DCF upside
+193%
+277%
10-yr DCF upside
+270%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
GDDY
Why this score
- Buying back stock
PGY
Why this score
- Diluting shareholders
The companies
GDDYGoDaddy Inc.
Why now
Software - Infrastructure · market cap $11.3b. Down 52% from 52-week high of $179.61 — deep drawdown territory. PEG 0.68 — paying under fair value for the growth rate. 14 sell-side analysts publish a mean 1-yr target of $112.14 (implying +31% upside).
Moat
Net margin 17% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. FCF converts 189% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined. Software economics — recurring revenue, embedded customer workflows, and high gross margin all compound the moat once a base account is won. Switching costs are the lever.
Risk
Down 52% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
PGYPagaya Technologies Ltd.
Why now
Software - Infrastructure · market cap $1.6b. Down 58% from 52-week high of $44.99 — deep drawdown territory. Revenue growing +26% — in hypergrowth territory. PEG 0.05 — paying under fair value for the growth rate. 10 sell-side analysts rate this a Strong Buy with a mean 1-yr target of $26.90 (implying +44% upside).
Moat
ROE 16% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Free cash flow runs well ahead of reported net income — non-cash charges (depreciation, intangible amortization) are holding down GAAP earnings while cash generation stays strong. Software economics — recurring revenue, embedded customer workflows, and high gross margin all compound the moat once a base account is won. Switching costs are the lever.
Risk
Down 58% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Beta 5.34 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.