COMPARE · Reviewed July 29, 2026
FTDR vs HRB
Verdict: Side-by-side breakdown using the Bull Rankings model. FTDR scored 63.3, HRB scored 71.3 — HRB leads.
Compare another set
FTDR
Frontdoor, Inc.
63.3
$73.63 · $5.2B
fundamentals as of
Score gap
8.0
HRB leads
HRB
H&R Block, Inc.
71.3
$44.59 · $5.7B
fundamentals as of
The model, pillar by pillar (0–100 each)
FTDR
stronger →← stronger
HRB
72
Qualityreturns · margins · balance sheet
80
83
Growthrevenue & earnings expansion
57
42
Valuevaluation vs sector peers
80
HRB is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
FTDR
HRB
$386mC
FCF
$761mC+
+12.1%B+
Rev
+5.4%C+
5.21D
D/E
—
21.0xB
P/E
8.0xA
2.38C
PEG
0.59A-
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
FTDR
HRB
4% above
Price vs fair valuelower is cheaper
60% below
~9%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-13%/yr
-13%
1-yr DCF upside
+118%
-4%
5-yr DCF upside
+149%
+10%
10-yr DCF upside
+202%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
FTDR
Why this score
- Buying back stock
- Short track record
HRB
Why this score
- Buying back stock
- Raising its dividend
- Durable high returns
The companies
FTDRFrontdoor, Inc.
Why now
Personal Services · market cap $5.2b. 9% off the 52-week high of $80.73. Revenue growing +12%, comfortably above the S&P median. 4 sell-side analysts rate this a Buy with a mean 1-yr target of $75.75 (implying +3% upside).
Moat
Net margin 12% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. FCF converts 148% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
D/E 5.21 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Beta 1.46 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return.
HRBH&R Block, Inc.
Why now
Personal Services · market cap $5.7b. Down 20% from 52-week high of $55.95 — deep drawdown territory. PEG 0.59 — paying under fair value for the growth rate. 3 sell-side analysts rate this a Hold with a mean 1-yr target of $42.00 (implying -6% upside).
Moat
Net margin 19% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. FCF converts 103% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
ROE -3034% is below the long-run sustainable threshold of ~10% — capital efficiency would need to improve for the equity base to compound at the market rate.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.