Verdict: Side-by-side breakdown using the Bull Rankings model. FIVE scored 83.0, LOW scored 54.1 — FIVE leads.
Compare another set
FIVE
Five Below, Inc.
Specialty Retail · Quality-Growth
83
$214.73 · $11.8B
fundamentals as of
Score gap
28.9
FIVE leads
LOW
Lowe's Companies, Inc.
Home Improvement Retail · Quality-Growth
54.1
$186.00 · $104.4B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestLOW15.7x
Fastest growthFIVE+22.9%
Highest qualityFIVE78 / 100
Largest discount to fair valueFIVE-9%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
FIVE
stronger →← stronger
LOW
78
Qualityreturns · margins · balance sheet
77
94
Growthrevenue & earnings expansion
38
78
Valuevaluation vs sector peers
54
FIVE is stronger on 3 of 3 pillars.
Fundamentals, head-to-head
FIVE
LOW
$599mC+
FCF
$7.0bB+
+22.9%A-
Rev
+3.1%C+
0.82B
D/E
Negative equity
19.2xB
P/E
15.7xB+
0.98B+
PEG
1.20B+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
FIVE
LOW
9% below
Price vs fair valuelower is cheaper
8% below
~10%/yr
Growth the price impliesyr-1 FCF growth, fading to 4% · lower = less priced in
~1%/yr
-9%
1-yr DCF upside
+9%
+10%
5-yr DCF upside
+8%
+47%
10-yr DCF upside
+7%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
FIVE
Why this score
Durable high returns
LOW
The companies
FIVEFive Below, Inc.
Specialty Retail · $214.73 · beta 0.94
Why now
Specialty Retail · market cap $11.8b. 19% off the 52-week high of $263.88. Revenue growing +23%, comfortably above the S&P median. PEG 0.98 — paying under fair value for the growth rate. 21 sell-side analysts rate this a Buy with a mean 1-yr target of $310.48 (implying +45% upside).
Moat
ROE 28% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 97% of net income — earnings translate cleanly into cash.
Risk
Value re-rating depends on a catalyst. Without one — analyst day, divestiture, margin recovery, capital return — the stock can stay cheap on these multiples for years.
LOWLowe's Companies, Inc.
Home Improvement Retail · $186.00 · beta 0.88
Why now
Home Improvement Retail · market cap $104.4b. Down 37% from 52-week high of $293.06 — deep drawdown territory. 33 sell-side analysts rate this a Buy with a mean 1-yr target of $249.39 (implying +34% upside).
Moat
FCF converts 106% of net income — earnings translate cleanly into cash. $104.4b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Down 37% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where FIVE and LOW diverge
On the headline score the gap is 28.9 points in favor of FIVE. The widest single difference is Growth, where FIVE leads by 55.5 points.
GrowthFIVE 93.8 · LOW 38.3FIVE +55.5
ValueFIVE 77.7 · LOW 53.8FIVE +23.9
QualityFIVE 78.3 · LOW 76.7level
Pillars run 0–100. Value is judged against each company's own sector, so a Value score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.
Common questions
Is FIVE or LOW the better stock?
FIVE scores higher: FIVE 83.0, LOW 54.1 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
Where do FIVE and LOW differ most?
The widest gap is growth, where FIVE leads by 56 points on the 0–100 pillar scale. FIVE also leads value, while quality is effectively level between them.
How are FIVE and LOW scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.