Verdict: Side-by-side breakdown using the Bull Rankings model. FIS scored 73.1, EEFT scored 70.7 — FIS leads.
Compare another set
FIS
Fidelity National Information Services, Inc.
Information Technology Services · Quality-Growth
73.1
$34.26 · $17.7B
fundamentals as of
Score gap
2.4
FIS leads
EEFT
Euronet Worldwide, Inc.
Software - Infrastructure · Quality-Growth
70.7
$63.81 · $2.4B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestFIS5.3x
Fastest growthFIS+18.3%
Strongest balance sheetFIS1.33
Highest qualityFIS68 / 100
Largest discount to fair valueFIS-67%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
FIS
stronger →← stronger
EEFT
68
Qualityreturns · margins · balance sheet
65
64
Growthrevenue & earnings expansion
65
89
Valuevaluation vs sector peers
83
FIS is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
FIS
EEFT
$2.8bB
FCF
$269mC
+18.3%B+
Rev
+6.4%C+
1.33C
D/E
2.25D
5.3xA
P/E
10.1xA
0.18A
PEG
0.42A
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
FIS
EEFT
67% below
Price vs fair valuelower is cheaper
56% below
~-19%/yr
Growth the price impliesyr-1 FCF growth, fading to 4% · lower = less priced in
~-11%/yr
+185%
1-yr DCF upside
+104%
+201%
5-yr DCF upside
+125%
+226%
10-yr DCF upside
+160%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
FIS
Why this score
Raising its dividend
EEFT
Why this score
Buying back stock
Durable high returns
The companies
FISFidelity National Information Services, Inc.
Information Technology Services · $34.26 · beta 0.83
Why now
Information Technology Services · market cap $17.7b. Down 50% from 52-week high of $68.98 — deep drawdown territory. Revenue growing +18%, comfortably above the S&P median. PEG 0.18 — paying under fair value for the growth rate. 24 sell-side analysts rate this a Buy with a mean 1-yr target of $48.96 (implying +43% upside).
Moat
Net margin 28% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 21% is above 15% — the equity base is compounding at a rate the market struggles to discount accurately.
Risk
Down 50% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.
EEFTEuronet Worldwide, Inc.
Software - Infrastructure · $63.81 · beta 0.84
Why now
Software - Infrastructure · market cap $2.4b. Down 29% from 52-week high of $89.44 — deep drawdown territory. PEG 0.42 — paying under fair value for the growth rate. 6 sell-side analysts rate this a Buy with a mean 1-yr target of $84.67 (implying +33% upside).
Moat
ROE 22% is above 15% — the equity base is compounding at a rate the market struggles to discount accurately. Software economics — recurring revenue, embedded customer workflows, and high gross margin all compound the moat once a base account is won. Switching costs are the lever.
Risk
D/E 2.25 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Customer concentration — many software businesses depend on a handful of enterprise accounts; the loss of one $10M+ contract can swing the next quarter's growth narrative.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where FIS and EEFT diverge
On the headline score the gap is 2.4 points in favor of FIS. The widest single difference is Value, where FIS leads by 5.7 points.
ValueFIS 89.2 · EEFT 83.5FIS +5.7
QualityFIS 67.9 · EEFT 65.2level
GrowthFIS 64.3 · EEFT 65.0level
Pillars run 0–100. Value is judged against each company's own sector, so a Value score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.
Common questions
Is FIS or EEFT the better stock?
FIS scores higher: FIS 73.1, EEFT 70.7 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
Where do FIS and EEFT differ most?
The widest gap is value, where FIS leads by 6 points on the 0–100 pillar scale. The other two pillars are close enough to call level, so this is the one place they genuinely separate.
How are FIS and EEFT scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.