COMPARE · Data as of August 21, 2026
EEFT vs FIS
Verdict: Side-by-side breakdown using the Bull Rankings model. EEFT scored 76.2, FIS scored 72.5 — EEFT leads.
Compare another set
EEFT
Euronet Worldwide, Inc.
76.2
$69.94 · $2.6B
fundamentals as of
Score gap
3.7
EEFT leads
FIS
Fidelity National Information Services, Inc.
72.5
$41.46 · $21.4B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestFIS6.4x
- Fastest growthFIS+18.3%
- Strongest balance sheetFIS1.33
- Highest qualityFIS69 / 100
- Largest discount to fair valueFIS-61%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
EEFT
stronger →← stronger
FIS
65
Qualityreturns · margins · balance sheet
69
72
Growthrevenue & earnings expansion
59
94
Valuevaluation vs sector peers
94
EEFT and FIS split the three pillars evenly.
Fundamentals, head-to-head
EEFT
FIS
$269mC
FCF
$2.8bB
+6.4%C+
Rev
+18.3%B+
2.25D
D/E
1.33C
11.1xA
P/E
6.4xA
0.50A
PEG
0.23A
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
EEFT
FIS
53% below
Price vs fair valuelower is cheaper
61% below
~-10%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-16%/yr
+89%
1-yr DCF upside
+139%
+112%
5-yr DCF upside
+156%
+150%
10-yr DCF upside
+183%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
EEFT
Why this score
- Buying back stock
- Durable high returns
FIS
Why this score
- Raising its dividend
The companies
EEFTEuronet Worldwide, Inc.
Why now
Software - Infrastructure · market cap $2.6b. Down 29% from 52-week high of $98.48 — deep drawdown territory. PEG 0.50 — paying under fair value for the growth rate. 6 sell-side analysts rate this a Buy with a mean 1-yr target of $87.50 (implying +25% upside).
Moat
ROE 22% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Software economics — recurring revenue, embedded customer workflows, and high gross margin all compound the moat once a base account is won. Switching costs are the lever.
Risk
D/E 2.25 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Customer concentration — many software businesses depend on a handful of enterprise accounts; the loss of one $10M+ contract can swing the next quarter's growth narrative.
FISFidelity National Information Services, Inc.
Why now
Information Technology Services · market cap $21.4b. Down 42% from 52-week high of $71.67 — deep drawdown territory. Revenue growing +18%, comfortably above the S&P median. PEG 0.23 — paying under fair value for the growth rate. 23 sell-side analysts rate this a Buy with a mean 1-yr target of $51.04 (implying +23% upside).
Moat
Net margin 28% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 21% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately.
Risk
Down 42% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where EEFT and FIS diverge
On the headline score the gap is 3.7 points in favor of EEFT. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.
- GrowthEEFT 72.3 · FIS 59.0EEFT +13.3
- QualityEEFT 65.0 · FIS 68.9FIS +3.9
- ValueEEFT 94.1 · FIS 93.8level
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.