COMPARE · Data as of August 28, 2026
AFL vs FG
Verdict: Side-by-side breakdown using the Bull Rankings model. AFL scored 69.0, FG scored 78.0 — FG leads.
Compare another set
AFL
Aflac Incorporated
65.5Fin
$116.52 · $58.4B
fundamentals as of
Strength gap
7.9
FG leads
FG
F&G Annuities & Life, Inc.
73.4Fin
$23.59 · $3.1B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestFG7.8x
- Fastest growthFG+0.1%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
Fundamentals, head-to-head
AFL
FG
-9.3%D
Rev
+0.1%C
12.6xB
P/E
7.8xA
16.9%B+
ROE
9.2%C+
1.93B
P/B
0.67A
2.1%B
Yield
4.3%B+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
AFLAflac Incorporated
Why now
Insurance - Life · market cap $58.4b. 11% off the 52-week high of $130.22. Revenue -9% — in contraction; any catalyst that reverses this triggers re-rating. 15 sell-side analysts rate this a Hold with a mean 1-yr target of $118.53 (implying +2% upside).
Moat
Net margin 27% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 17% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. $58.4b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Revenue contracting -9% — the operational turn is not yet visible in the top line. Regulatory capital risk — stricter capital requirements (CCAR, Basel) can force a dividend cut or a capital raise; the largest banks are most exposed because they're held to the tightest standards.
FGF&G Annuities & Life, Inc.
Why now
Insurance - Life · market cap $3.1b. Down 34% from 52-week high of $35.60 — deep drawdown territory. PEG 0.18 — paying under fair value for the growth rate.
Moat
Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Down 34% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.