COMPARE · Reviewed July 2, 2026
EXLS vs INTU
Verdict: Side-by-side breakdown using the Bull Rankings model. EXLS scored 86.1, INTU scored 89.1 — INTU ahead by 3.
EXLS
ExlService Holdings, Inc.
86.1
$27.02
Score gap
3
INTU leads
INTU
Intuit Inc.
89.1
$275.35
The companies
EXLSExlService Holdings, Inc.
Why now
Information Technology Services · market cap $4.1b. Down 43% from 52-week high of $47.11 — deep drawdown territory. Revenue growing +14%, comfortably above the S&P median. PEG 0.83 — paying under fair value for the growth rate. 8 sell-side analysts rate this a Buy with a mean 1-yr target of $41.75 (implying +55% upside).
Moat
ROE 32% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 118% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Down 43% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.
INTUIntuit Inc.
Why now
Software - Application · market cap $75.3b. Down 66% from 52-week high of $813.70 — deep drawdown territory. Revenue growing +16%, comfortably above the S&P median. PEG 0.68 — paying under fair value for the growth rate. 32 sell-side analysts rate this a Buy with a mean 1-yr target of $486.61 (implying +77% upside).
Moat
Net margin 22% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 22% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. FCF converts 169% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Down 66% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
Base grades (each contributes ~14.3% of base composite)
| EXLS | Component | INTU |
|---|---|---|
| C65 | FCF | B+85 |
| B+85 | Rev | B+85 |
| C+70 | D/E | B80 |
| A-90 | P/E or P/S | A-90 |
| B+85 | PEG | A-90 |
| Supplemental signals · feed the score, not on the row card | ||
| A-90 | FCF Yield | A95 |
| A95 | ROE | A-90 |
| 83.5 | Base composite | 88.3 |
Adjustments (signed deltas applied on top of base)
EXLS
compounder synergy (FCF yield ≥5% + ROE ≥15% + D/E <1)+4
GARP sweet spot (PEG <1, positive FCF)+1
analyst consensus bullish (89% buy/strong-buy)+2
insider cluster buying (net +19.6%, 46 txns)+2
forward P/E cheaper (17 → 11)+1
DCF cross-check (avg upside 55%)+1
stacked-bonus cap (+11 → 10.5)-0.4594041904508508
Total+10.54059580954915
INTU
compounder synergy (FCF yield ≥5% + ROE ≥15% + D/E <1)+4
GARP sweet spot (PEG <1, positive FCF)+1
analyst consensus bullish (79% buy/strong-buy)+2
forward P/E cheaper (17 → 10)+1
DCF cross-check (avg upside 108%)+2
stacked-bonus cap (+10 → 9.8)-0.15153137095996172
Total+9.848468629040038
DCF cross-check (per-share value vs. live price)
| EXLS upside | Horizon | INTU upside |
|---|---|---|
| +34% | 1Y | +74% |
| +51% | 5Y | +101% |
| +80% | 10Y | +150% |
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.