COMPARE · Reviewed August 3, 2026
EEFT vs FIS
Verdict: Side-by-side breakdown using the Bull Rankings model. EEFT scored 77.8, FIS scored 76.3 — EEFT leads.
Compare another set
EEFT
Euronet Worldwide, Inc.
77.8
$73.47 · $2.8B
fundamentals as of
Score gap
1.5
EEFT leads
FIS
Fidelity National Information Services, Inc.
76.3
$44.78 · $23.1B
fundamentals as of
The model, pillar by pillar (0–100 each)
EEFT
stronger →← stronger
FIS
66
Qualityreturns · margins · balance sheet
67
77
Growthrevenue & earnings expansion
72
93
Valuevaluation vs sector peers
92
EEFT is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
EEFT
FIS
$306mC
FCF
$2.7bB
+6.4%C+
Rev
+12.3%B+
2.25D
D/E
1.32C
10.8xA
P/E
8.7xA
0.51A-
PEG
0.25A
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
EEFT
FIS
55% below
Price vs fair valuelower is cheaper
57% below
~-11%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-13%/yr
+99%
1-yr DCF upside
+113%
+121%
5-yr DCF upside
+131%
+157%
10-yr DCF upside
+160%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
EEFT
Why this score
- Buying back stock
- Durable high returns
FIS
Why this score
- Raising its dividend
The companies
EEFTEuronet Worldwide, Inc.
Why now
Software - Infrastructure · market cap $2.8b. Down 25% from 52-week high of $98.52 — deep drawdown territory. PEG 0.51 — paying under fair value for the growth rate. 6 sell-side analysts rate this a Buy with a mean 1-yr target of $87.50 (implying +19% upside).
Moat
ROE 22% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. FCF converts 106% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined. Software economics — recurring revenue, embedded customer workflows, and high gross margin all compound the moat once a base account is won. Switching costs are the lever.
Risk
D/E 2.25 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Customer concentration — many software businesses depend on a handful of enterprise accounts; the loss of one $10M+ contract can swing the next quarter's growth narrative.
FISFidelity National Information Services, Inc.
Why now
Information Technology Services · market cap $23.1b. Down 44% from 52-week high of $79.32 — deep drawdown territory. Revenue growing +12%, comfortably above the S&P median. PEG 0.25 — paying under fair value for the growth rate. 22 sell-side analysts rate this a Buy with a mean 1-yr target of $56.55 (implying +26% upside).
Moat
Net margin 23% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 17% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. FCF converts 101% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Down 44% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.