COMPARE · Data as of August 21, 2026
BJ vs DLTR
Verdict: Side-by-side breakdown using the Bull Rankings model. BJ scored 53.6, DLTR scored 63.0 — DLTR leads.
Compare another set
BJ
BJ's Wholesale Club Holdings, Inc.
53.6
$96.42 · $12.3B
fundamentals as of
Score gap
9.4
DLTR leads
DLTR
Dollar Tree, Inc.
63
$131.48 · $25.3B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestDLTR21.1x
- Fastest growthDLTR+9.4%
- Strongest balance sheetBJ1.35
- Highest qualityDLTR78 / 100
- Largest discount to fair valueDLTR-18%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
BJ
stronger →← stronger
DLTR
74
Qualityreturns · margins · balance sheet
78
65
Growthrevenue & earnings expansion
67
32
Valuevaluation vs sector peers
48
DLTR is stronger on 3 of 3 pillars.
Fundamentals, head-to-head
BJ
DLTR
$218mC
FCF
$1.3bC+
+5.9%C+
Rev
+9.4%B
1.35C+
D/E
2.17C
22.2xB
P/E
21.1xB
2.21C
PEG
1.64C+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
BJ
DLTR
243% above
Price vs fair valuelower is cheaper
18% below
~38%/yr
Growth the price implies10-yr FCF · lower = less priced in
~2%/yr
-73%
1-yr DCF upside
+11%
-71%
5-yr DCF upside
+22%
-68%
10-yr DCF upside
+41%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
BJ
Why this score
- Buying back stock
- Durable high returns
DLTR
Why this score
- Buying back stock
- Durable high returns
The companies
BJBJ's Wholesale Club Holdings, Inc.
Why now
Discount Stores · market cap $12.3b. 9% off the 52-week high of $105.78. 20 sell-side analysts rate this a Buy with a mean 1-yr target of $102.95 (implying +7% upside).
Moat
ROE 27% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which.
Risk
Net margin 2.6% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
DLTRDollar Tree, Inc.
Why now
Discount Stores · market cap $25.3b. 8% off the 52-week high of $142.40. 25 sell-side analysts rate this a Hold with a mean 1-yr target of $130.04 (implying -1% upside).
Moat
ROE 37% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 102% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
D/E 2.17 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where BJ and DLTR diverge
On the headline score the gap is 9.4 points in favor of DLTR. The widest single difference is Value, where DLTR leads by 15.9 points.
- ValueBJ 32.1 · DLTR 48.0DLTR +15.9
- QualityBJ 73.7 · DLTR 78.0DLTR +4.3
- GrowthBJ 65.1 · DLTR 66.9level
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.