COMPARE · Data as of August 21, 2026
DLO vs INTU
Verdict: Side-by-side breakdown using the Bull Rankings model. DLO scored 88.6, INTU scored 85.0 — DLO leads.
Compare another set
Different reporting periods. INTU's fundamentals are as of April 2026, but DLO's are as of December 2025 — a 4-month gap. Growth, margin and valuation figures below therefore describe different windows and aren't strictly like-for-like.
DLO
DLocal Limited
88.6
$14.34 · $4.2B
fundamentals as of
Score gap
3.6
DLO leads
INTU
Intuit Inc.
85
$361.87 · $99.0B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestDLO21.1x
- Fastest growthDLO+46.6%
- Strongest balance sheetDLO0.12
- Highest qualityINTU86 / 100
- Largest discount to fair valueDLO-61%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
DLO
stronger →← stronger
INTU
85
Qualityreturns · margins · balance sheet
86
98
Growthrevenue & earnings expansion
90
83
Valuevaluation vs sector peers
80
DLO is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
DLO
INTU
$413mC
FCF
$7.8bB+
+46.6%A
Rev
+15.1%B+
0.12B+
D/E
0.33B
21.1xB+
P/E
22.1xB+
0.67A-
PEG
0.94B+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
DLO
INTU
61% below
Price vs fair valuelower is cheaper
35% below
~-8%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-1%/yr
+94%
1-yr DCF upside
+32%
+156%
5-yr DCF upside
+53%
+286%
10-yr DCF upside
+90%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
DLO
Why this score
- Durable high returns
- Diluting shareholders
INTU
Why this score
- Raising its dividend
The companies
DLODLocal Limited
Why now
Software - Infrastructure · market cap $4.2b. 15% off the 52-week high of $16.78. Revenue growing +47% — in hypergrowth territory. PEG 0.67 — paying under fair value for the growth rate. 10 sell-side analysts rate this a Strong Buy with a mean 1-yr target of $18.40 (implying +28% upside).
Moat
Net margin 18% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 35% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. Free cash flow runs well ahead of reported net income — non-cash charges (depreciation, intangible amortization) are holding down GAAP earnings while cash generation stays strong.
Risk
Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
INTUIntuit Inc.
Why now
Software - Application · market cap $99.0b. Down 49% from 52-week high of $705.08 — deep drawdown territory. Revenue growing +15%, comfortably above the S&P median. PEG 0.94 — paying under fair value for the growth rate. 33 sell-side analysts rate this a Buy with a mean 1-yr target of $446.02 (implying +23% upside).
Moat
Net margin 22% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 22% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. FCF converts 169% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Down 49% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
Verdict — model-derived comparison
The model favors DLO (88.4) over INTU (87.5) primarily due to DLO's perfect Growth pillar score of 100, reflected in its A-grade revenue growth of +46.6%. A contrarian, however, might prefer INTU for its "Raising its dividend" signal, a positive that contrasts with DLO's "Diluting shareholders" caution.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where DLO and INTU diverge
On the headline score the gap is 3.6 points in favor of DLO. The widest single difference is Growth, where DLO leads by 8.8 points.
- GrowthDLO 98.4 · INTU 89.6DLO +8.8
- ValueDLO 83.1 · INTU 80.1DLO +3.0
- QualityDLO 84.9 · INTU 85.6level
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.