COMPARE · Reviewed July 29, 2026
DHI vs TOL
Verdict: Side-by-side breakdown using the Bull Rankings model. DHI scored 54.5, TOL scored 77.1 — TOL leads.
Compare another set
DHI
D.R. Horton, Inc.
54.5
$145.11 · $40.6B
fundamentals as of
Score gap
22.6
TOL leads
TOL
Toll Brothers Inc
77.1
$150.23 · $14.1B
The model, pillar by pillar (0–100 each)
DHI
stronger →← stronger
TOL
77
Qualityreturns · margins · balance sheet
78
50
Growthrevenue & earnings expansion
84
42
Valuevaluation vs sector peers
70
TOL is stronger on 3 of 3 pillars.
Fundamentals, head-to-head
DHI
TOL
$3.2bB
FCF
$1.2bC+
-3.5%D+
Rev
+17.7%B+
0.29A-
D/E
0.34B+
13.8xA-
P/E
11.1xA-
1.21B
PEG
0.63A-
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
DHI
TOL
10% below
Price vs fair valuelower is cheaper
27% below
~6%/yr
Growth the price implies10-yr FCF · lower = less priced in
~3%/yr
-1%
1-yr DCF upside
+14%
+12%
5-yr DCF upside
+36%
+32%
10-yr DCF upside
+76%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
DHI
Why this score
- Buying back stock
- Raising its dividend
- Revenue shrinking
- Short track record
TOL
Why this score
- Buying back stock
- Raising its dividend
- Durable high returns
The companies
DHID.R. Horton, Inc.
Why now
Residential Construction · market cap $40.6b. Down 21% from 52-week high of $184.55 — deep drawdown territory. 12 sell-side analysts rate this a Hold with a mean 1-yr target of $164.17 (implying +13% upside).
Moat
ROE 13% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. FCF converts 105% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Value re-rating depends on a catalyst. Without one — analyst day, divestiture, margin recovery, capital return — the stock can stay cheap on these multiples for years.
TOLToll Brothers Inc
Why now
Consumer products · market cap $14.1b. 11% off the 52-week high of $168.36. Revenue growing +18%, comfortably above the S&P median. PEG 0.63 — paying under fair value for the growth rate.
Moat
ROE 15% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately.
Risk
Value re-rating depends on a catalyst. Without one — analyst day, divestiture, margin recovery, capital return — the stock can stay cheap on these multiples for years.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.