COMPARE · Reviewed July 29, 2026
DHI vs PHM
Verdict: Side-by-side breakdown using the Bull Rankings model. DHI scored 54.5, PHM scored 53.3 — DHI leads.
Compare another set
DHI
D.R. Horton, Inc.
54.5
$145.11 · $40.6B
fundamentals as of
Score gap
1.2
DHI leads
PHM
Pultegroup Inc
53.3
$128.93 · $24.5B
The model, pillar by pillar (0–100 each)
DHI
stronger →← stronger
PHM
77
Qualityreturns · margins · balance sheet
78
50
Growthrevenue & earnings expansion
33
42
Valuevaluation vs sector peers
59
PHM is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
DHI
PHM
$3.2bB
FCF
$1.8bC+
-3.5%D+
Rev
-5.9%D
0.29A-
D/E
0.17A-
13.8xA-
P/E
13.2xB+
1.21B
PEG
—
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
DHI
PHM
10% below
Price vs fair valuelower is cheaper
31% above
~6%/yr
Growth the price implies10-yr FCF · lower = less priced in
~5%/yr
-1%
1-yr DCF upside
-15%
+12%
5-yr DCF upside
-24%
+32%
10-yr DCF upside
-34%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
DHI
Why this score
- Buying back stock
- Raising its dividend
- Revenue shrinking
- Short track record
PHM
Why this score
- Buying back stock
- Raising its dividend
- Short track record
The companies
DHID.R. Horton, Inc.
Why now
Residential Construction · market cap $40.6b. Down 21% from 52-week high of $184.55 — deep drawdown territory. 12 sell-side analysts rate this a Hold with a mean 1-yr target of $164.17 (implying +13% upside).
Moat
ROE 13% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. FCF converts 105% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Value re-rating depends on a catalyst. Without one — analyst day, divestiture, margin recovery, capital return — the stock can stay cheap on these multiples for years.
PHMPultegroup Inc
Why now
Consumer products · market cap $24.5b. 11% off the 52-week high of $144.50. Revenue -6% — in contraction; any catalyst that reverses this triggers re-rating.
Moat
ROE 15% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere.
Risk
Revenue contracting -6% — the operational turn is not yet visible in the top line.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.