Verdict: Side-by-side breakdown using the Bull Rankings model. DAVE scored 84.2, WIX scored 65.1 — DAVE leads.
Compare another set
Different reporting periods. DAVE's fundamentals are as of June 2026, but WIX's are as of December 2025 — a 6-month gap. Growth, margin and valuation figures below therefore describe different windows and aren't strictly like-for-like.
DAVE
Dave Inc.
Software - Application · Quality-Growth
84.2
$368.42 · $4.7B
fundamentals as of
Score gap
19.1
DAVE leads
WIX
Wix.com Ltd.
Software - Infrastructure · Quality-Growth
65.1
$76.56 · $3.2B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
Fastest growthDAVE+59.7%
Highest qualityWIX85 / 100
Largest discount to fair valueWIX-69%
Side by side · every name on one set of axes
The model, pillar by pillar (0–100 each)
DAVE
stronger →← stronger
WIX
76
Qualityreturns · margins · balance sheet
85
99
Growthrevenue & earnings expansion
64
80
Valuevaluation vs sector peers
51
DAVE is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
DAVE
WIX
$319mC
FCF
$564mC+
+59.7%A
Rev
+13.2%B+
1.29C
D/E
Negative equity
23.8xB+
P/E
—
0.85B+
PEG
0.15A
—
P/S
1.6xA-
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
DAVE
WIX
3% above
Price vs fair valuelower is cheaper
69% below
~16%/yr
Growth the price impliesyr-1 FCF growth, fading to 4% · lower = less priced in
~-19%/yr
-25%
1-yr DCF upside
+183%
-3%
5-yr DCF upside
+219%
+36%
10-yr DCF upside
+279%
These two disagree on this pair: the Value pillar ranks cheapness against sector peers, while price-vs-fair-value is an absolute read. A name can be the better value in its sector and still the dearer one on cash flows.
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
DAVE
Why this score
Durable high returns
Diluting shareholders
WIX
Why this score
Buying back stock
The companies
DAVEDave Inc.
Software - Application · $368.42 · beta 3.93
Why now
Software - Application · market cap $4.7b. 20% off the 52-week high of $458.25. Revenue growing +60% — in hypergrowth territory. PEG 0.85 — paying under fair value for the growth rate. 14 sell-side analysts rate this a Buy with a mean 1-yr target of $444.21 (implying +21% upside).
Moat
Net margin 35% is exceptional — pricing-power territory rare outside premium software, branded staples, and specialty pharma. FCF converts 143% of net income — earnings translate cleanly into cash. Software economics — recurring revenue, embedded customer workflows, and high gross margin all compound the moat once a base account is won. Switching costs are the lever.
Risk
Beta 3.93 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return. SaaS displacement — recurring revenue is sticky in good times but accelerates in churn during a downturn as customers consolidate vendors and renegotiate seat counts.
WIXWix.com Ltd.
Software - Infrastructure · $76.56 · beta 1.01
Why now
Software - Infrastructure · market cap $3.2b. Down 48% from 52-week high of $148.33 — deep drawdown territory. Revenue growing +13%, comfortably above the S&P median. PEG 0.15 — paying under fair value for the growth rate. 20 sell-side analysts publish a mean 1-yr target of $79.65 (implying +4% upside).
Moat
Free cash flow runs well ahead of reported net income. Software economics — recurring revenue, embedded customer workflows, and high gross margin all compound the moat once a base account is won. Switching costs are the lever.
Risk
Down 48% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Net margin 2.5% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where DAVE and WIX diverge
On the headline score the gap is 19.1 points in favor of DAVE. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.
GrowthDAVE 98.6 · WIX 64.2DAVE +34.4
ValueDAVE 80.2 · WIX 50.8DAVE +29.4
QualityDAVE 75.5 · WIX 84.6WIX +9.1
Pillars run 0–100. Value is judged against each company's own sector, so a Value score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.
Common questions
Is DAVE or WIX the better stock?
DAVE scores higher: DAVE 84.2, WIX 65.1 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
Where do DAVE and WIX differ most?
The widest gap is growth, where DAVE leads by 34 points on the 0–100 pillar scale. Neither name sweeps: they trade the lead across the three pillars, so the comparison is a trade-off rather than one being better on every measure.
How are DAVE and WIX scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.