COMPARE · Reviewed August 3, 2026
CVNA vs OPLN
Verdict: Side-by-side breakdown using the Bull Rankings model. CVNA scored 75.1, OPLN scored 65.4 — CVNA leads.
Compare another set
Different reporting periods. CVNA's fundamentals are as of June 2026, but OPLN's are as of March 2026 — a 3-month gap. Growth, margin and valuation figures below therefore describe different windows and aren't strictly like-for-like.
CVNA
Carvana Co.
75.1
$68.15 · $101.4B
fundamentals as of
Score gap
9.7
CVNA leads
OPLN
OPENLANE, Inc.
65.4
$39.65 · $4.2B
fundamentals as of
The model, pillar by pillar (0–100 each)
CVNA
stronger →← stronger
OPLN
68
Qualityreturns · margins · balance sheet
68
96
Growthrevenue & earnings expansion
69
65
Valuevaluation vs sector peers
59
CVNA is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
CVNA
OPLN
$929mC+
FCF
$693mC+
+54.0%A
Rev
+10.1%B
1.11B
D/E
1.49C+
36.1xC
P/E
—
0.72A-
PEG
1.22B
—
P/S
2.1xC+
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
CVNA
OPLN
365% above
Price vs fair valuelower is cheaper
65% below
~57%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-14%/yr
-84%
1-yr DCF upside
+131%
-78%
5-yr DCF upside
+182%
-68%
10-yr DCF upside
+275%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
CVNA
Why this score
- Diluting shareholders
OPLN
No notable signals flagged.
The companies
CVNACarvana Co.
Why now
Auto & Truck Dealerships · market cap $101.4b. Down 30% from 52-week high of $97.38 — deep drawdown territory. Revenue growing +54% — in hypergrowth territory. PEG 0.72 — paying under fair value for the growth rate. 20 sell-side analysts rate this a Buy with a mean 1-yr target of $82.83 (implying +22% upside).
Moat
ROE 39% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. $101.4b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Down 30% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Beta 3.49 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return. Trailing P/E 36x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates.
OPLNOPENLANE, Inc.
Why now
Auto & Truck Dealerships · market cap $4.2b. 8% off the 52-week high of $42.90. Revenue growing +10%, comfortably above the S&P median. 9 sell-side analysts rate this a Buy with a mean 1-yr target of $42.11 (implying +6% upside).
Moat
ROE 15% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Free cash flow runs well ahead of reported net income — non-cash charges (depreciation, intangible amortization) are holding down GAAP earnings while cash generation stays strong.
Risk
Higher-variance name — the thesis leans on growth and valuation rather than a long, settled track record, so it depends on execution continuing. Position size accordingly; a deep drawdown shouldn't change the thesis.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.