COMPARE · Data as of August 21, 2026
CARG vs CVNA
Verdict: Side-by-side breakdown using the Bull Rankings model. CARG scored 83.4, CVNA scored 67.9 — CARG leads.
Compare another set
CARG
CarGurus, Inc. Class A Common Stock
83.4
$36.85 · $3.3B
fundamentals as of
Score gap
15.5
CARG leads
CVNA
Carvana Co.
67.9
$69.91 · $104.0B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestCARG19.0x
- Fastest growthCVNA+54.0%
- Strongest balance sheetCARG0.70
- Highest qualityCARG88 / 100
- Largest discount to fair valueCARG-38%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
CARG
stronger →← stronger
CVNA
88
Qualityreturns · margins · balance sheet
68
85
Growthrevenue & earnings expansion
94
77
Valuevaluation vs sector peers
49
CARG is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
CARG
CVNA
$315mC
FCF
$929mC+
+13.9%B+
Rev
+54.0%A
0.70B+
D/E
1.11B
19.0xB
P/E
37.0xC
1.08B+
PEG
0.98B+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
CARG
CVNA
38% below
Price vs fair valuelower is cheaper
377% above
~-2%/yr
Growth the price implies10-yr FCF · lower = less priced in
~58%/yr
+39%
1-yr DCF upside
-84%
+62%
5-yr DCF upside
-79%
+100%
10-yr DCF upside
-69%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
CARG
Why this score
- Buying back stock
CVNA
Why this score
- Diluting shareholders
The companies
CARGCarGurus, Inc. Class A Common Stock
Why now
Auto & Truck Dealerships · market cap $3.3b. 11% off the 52-week high of $41.22. Revenue growing +14%, comfortably above the S&P median. 12 sell-side analysts rate this a Buy with a mean 1-yr target of $41.50 (implying +13% upside).
Moat
Net margin 18% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 67% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 179% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Mature compounder — the risk is paying up for quality at a moment when growth is decelerating. Watch for sequential revenue + margin trends; the inflection from "compounder" to "ex-compounder" is hard to spot until the multiple already started compressing.
CVNACarvana Co.
Why now
Auto & Truck Dealerships · market cap $104.0b. Down 28% from 52-week high of $97.38 — deep drawdown territory. Revenue growing +54% — in hypergrowth territory. PEG 0.98 — paying under fair value for the growth rate. 20 sell-side analysts rate this a Buy with a mean 1-yr target of $82.83 (implying +18% upside).
Moat
ROE 39% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. $104.0b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Beta 3.49 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return. Trailing P/E 37x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates.
Verdict — model-derived comparison
CARG leads CVNA by 15.2 points (83.4 to 68.2), its sharpest advantage coming in P/E (grade B). A contrarian could still prefer CVNA for its stronger Rev (grade A).
Our AI analyst is busy right now, so this verdict is drawn directly from the pillars, grades and DCF above.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where CARG and CVNA diverge
On the headline score the gap is 15.5 points in favor of CARG. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.
- ValueCARG 77.2 · CVNA 49.0CARG +28.2
- QualityCARG 88.1 · CVNA 68.0CARG +20.1
- GrowthCARG 85.1 · CVNA 93.8CVNA +8.7
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.