COMPARE · Data as of August 21, 2026
CTOS vs PRG
Verdict: Side-by-side breakdown using the Bull Rankings model. CTOS scored 43.3, PRG scored 57.9 — PRG leads.
Compare another set
CTOS
Custom Truck One Source, Inc.
43.3
$9.79 · $2.2B
fundamentals as of
Score gap
14.6
PRG leads
PRG
PROG Holdings, Inc.
57.9
$38.77 · $1.5B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- Fastest growthCTOS+4.1%
- Strongest balance sheetPRG1.10
- Highest qualityPRG65 / 100
- Largest discount to fair valuePRG-58%
Side by side · every name on one set of axes
The model, pillar by pillar (0–100 each)
CTOS
stronger →← stronger
PRG
31
Qualityreturns · margins · balance sheet
65
44
Growthrevenue & earnings expansion
45
59
Valuevaluation vs sector peers
67
PRG is stronger on 3 of 3 pillars.
Fundamentals, head-to-head
CTOS
PRG
-$226mF
FCF
$319mC
+4.1%C+
Rev
+0.4%C
3.12D
D/E
1.10C+
1.5xB+
P/S
—
0.79A-
PEG
0.93B+
—
P/E
12.5xA
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
CTOS
PRG
—
Price vs fair valuelower is cheaper
58% below
—
Growth the price implies10-yr FCF · lower = less priced in
~-13%/yr
—
1-yr DCF upside
+108%
—
5-yr DCF upside
+138%
—
10-yr DCF upside
+184%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
CTOS
No notable signals flagged.
PRG
Why this score
- Raising its dividend
The companies
CTOSCustom Truck One Source, Inc.
Why now
Rental & Leasing Services · market cap $2.2b. 20% off the 52-week high of $12.23. PEG 0.79 — paying under fair value for the growth rate. 6 sell-side analysts rate this a Strong Buy with a mean 1-yr target of $13.33 (implying +36% upside).
Moat
Higher-variance name — the moat signals on the quantitative card are modest, so the durability case rests on execution (turning current growth into durable earnings power) or an un-monetized asset (IP / network effects / first-mover position) rather than an entrenched competitive position.
Risk
D/E 3.12 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Free cash flow is negative (-$226m) — capital raises or debt issuance likely required; dilution / leverage risk. Trailing P/E 108.8x prices in sustained high growth — any quarter that disappoints triggers sharp re-rating.
PRGPROG Holdings, Inc.
Why now
Rental & Leasing Services · market cap $1.5b. 19% off the 52-week high of $47.73. PEG 0.93 — paying under fair value for the growth rate. 7 sell-side analysts publish a mean 1-yr target of $53.43 (implying +38% upside).
Moat
ROE 18% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Free cash flow runs well ahead of reported net income — non-cash charges (depreciation, intangible amortization) are holding down GAAP earnings while cash generation stays strong.
Risk
Beta 1.79 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where CTOS and PRG diverge
On the headline score the gap is 14.6 points in favor of PRG. The widest single difference is Quality, where PRG leads by 33.8 points.
- QualityCTOS 31.1 · PRG 64.9PRG +33.8
- ValueCTOS 58.6 · PRG 66.5PRG +7.9
- GrowthCTOS 44.4 · PRG 45.0level
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.