Verdict: Side-by-side breakdown using the Bull Rankings model. CRCL scored 70.0, JEF scored 72.0 — JEF leads.
Compare another set
CRCL
Circle Internet Group
Capital Markets · Financial strength
45.3Fin
$84.51 · $21.5B
fundamentals as of
Strength gap
38.6
JEF leads
JEF
Jefferies Financial Group Inc.
Capital Markets · Financial strength
83.9Fin
$44.38 · $9.0B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestJEF12.2x
Side by side · every name on one set of axes
Fundamentals, head-to-head
CRCL
JEF
—
Rev
+2.9%C
57.9xD
P/E
12.2xB
15.3%B+
ROE
—
6.09D
P/B
0.85A-
0.0%C
Yield
3.6%B+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
CRCLCircle Internet Group
Capital Markets · $84.51
Why now
Capital Markets · market cap $21.5b. Down 43% from 52-week high of $147.44 — deep drawdown territory. 24 sell-side analysts rate this a Buy with a mean 1-yr target of $105.56 (implying +25% upside).
Moat
Net margin 16% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 15% is above 15% — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Trailing P/E 57.9x prices in sustained high growth — any quarter that disappoints triggers sharp re-rating. Down 43% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
JEFJefferies Financial Group Inc.
Capital Markets · $44.38 · beta 1.54
Why now
Capital Markets · market cap $9.0b. Down 33% from 52-week high of $66.60 — deep drawdown territory. 6 sell-side analysts rate this a Buy with a mean 1-yr target of $55.67 (implying +25% upside).
Moat
Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
D/E 3.65 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Down 33% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Beta 1.54 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Common questions
Is JEF or CRCL the better stock?
JEF scores higher: JEF 72.0, CRCL 70.0 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
How are JEF and CRCL scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.