COMPARE · Reviewed July 2, 2026

CPK vs NJR

Verdict: Side-by-side breakdown using the Bull Rankings model. CPK scored 64.3, NJR scored 67.6 — NJR ahead by 3.299999999999997.
CPK
Chesapeake Utilities Corporation
Utilities - Regulated Gas · Quality-Growth
64.3
$125.00
Score gap
3.299999999999997
NJR leads
NJR
New Jersey Resources Corporation
Utilities - Regulated Gas · Quality-Growth
67.6
$57.49
CPKChesapeake Utilities Corporation
Utilities - Regulated Gas · $125.00 · beta 0.70
Why now
Utilities - Regulated Gas · market cap $3.0b. 11% off the 52-week high of $140.59. Revenue growing +18%, comfortably above the S&P median. 5 sell-side analysts rate this a Buy with a mean 1-yr target of $145.80 (implying +17% upside).
Moat
Net margin 15% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent.
Risk
Free cash flow is negative (-$210m) — capital raises or debt issuance likely required; dilution / leverage risk. Reserve-replacement treadmill — every barrel or ounce extracted has to be replaced through exploration or acquisition; underspending on replacement reserves shows up in production declines 2-3 years out.
NJRNew Jersey Resources Corporation
Utilities - Regulated Gas · $57.49 · beta 0.52
Why now
Utilities - Regulated Gas · market cap $5.8b. Trading near 52-week high of $58.57 — momentum setup, limited technical margin of safety. 7 sell-side analysts rate this a Buy with a mean 1-yr target of $60.14 (implying +5% upside).
Moat
Net margin 23% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 13% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. FCF converts 100% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Trading within 2% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Commodity exposure — earnings power tracks the price of the underlying commodity, not management execution. A 15-20% move in the commodity reprices the equity well before fundamentals catch up.
CPKComponentNJR
F35FCFC65
B+85RevB80
A-90D/EB80
B80P/E or P/SA-90
C65PEGC65
Supplemental signals · feed the score, not on the row card
F35FCF YieldB+85
C+70ROEB80
64.2Base composite78.4
CPK
insider cluster buying (net +24.7%, 17 txns)+2
utility structural leverage credit+2
Total+4
NJR
analyst consensus bullish (75% buy/strong-buy)+2
covered yield (3.4% at 56% payout)+1
utility structural leverage credit+2
Total+5
CPK upsideHorizonNJR upside
1Y+33%
5Y+26%
10Y+16%
Generating verdict… typically 5–10 seconds
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