Verdict: Side-by-side breakdown using the Bull Rankings model. CARG scored 82.4, PPLI scored 36.5 — CARG leads.
Compare another set
CARG
CarGurus, Inc.
Internet Content & Information · Quality-Growth
82.4
$28.85 · $2.6B
fundamentals as of
Score gap
45.9
CARG leads
PPLI
People Incorporated
Internet Content & Information · Quality-Growth
36.5
$40.89 · $3.0B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestPPLI7.6x
Fastest growthCARG+13.7%
Strongest balance sheetPPLI0.28
Highest qualityCARG86 / 100
Largest discount to fair valueCARG-44%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
CARG
stronger →← stronger
PPLI
86
Qualityreturns · margins · balance sheet
47
82
Growthrevenue & earnings expansion
14
79
Valuevaluation vs sector peers
75
CARG is stronger on 3 of 3 pillars.
Fundamentals, head-to-head
CARG
PPLI
$291mC
FCF
$124mC
+13.7%B+
Rev
-8.4%D
0.70B
D/E
0.28A-
15.3xB+
P/E
7.6xA-
0.63A-
PEG
12.91D
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
CARG
PPLI
44% below
Price vs fair valuelower is cheaper
114% above
~-5%/yr
Growth the price impliesyr-1 FCF growth, fading to 4% · lower = less priced in
~18%/yr
+57%
1-yr DCF upside
-48%
+78%
5-yr DCF upside
-53%
+112%
10-yr DCF upside
-60%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
CARG
Why this score
Buying back stock
PPLI
Why this score
Buying back stock
The companies
CARGCarGurus, Inc.
Internet Content & Information · $28.85 · beta 1.22
Why now
Internet Content & Information · market cap $2.6b. Down 30% from 52-week high of $41.22 — deep drawdown territory. Revenue growing +14%, comfortably above the S&P median. PEG 0.63 — paying under fair value for the growth rate. 11 sell-side analysts rate this a Buy with a mean 1-yr target of $41.27 (implying +43% upside).
Moat
Net margin 18% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 53% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 156% of net income — earnings translate cleanly into cash.
Risk
Down 30% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.
PPLIPeople Incorporated
Internet Content & Information · $40.89 · beta 1.07
Why now
Internet Content & Information · market cap $3.0b. 15% off the 52-week high of $48.32. Revenue -8% — in contraction; any catalyst that reverses this triggers re-rating. 10 sell-side analysts rate this a Buy with a mean 1-yr target of $56.80 (implying +39% upside).
Moat
Net margin 16% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent.
Risk
Revenue contracting -8% — the operational turn is not yet visible in the top line. ROE 7% is below the long-run sustainable threshold of ~10% — capital efficiency would need to improve for the equity base to compound at the market rate.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where CARG and PPLI diverge
On the headline score the gap is 45.9 points in favor of CARG. The widest single difference is Growth, where CARG leads by 68.3 points.
GrowthCARG 82.1 · PPLI 13.8CARG +68.3
QualityCARG 86.2 · PPLI 46.8CARG +39.4
ValueCARG 79.1 · PPLI 75.5CARG +3.6
Pillars run 0–100. Value is judged against each company's own sector, so a Value score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.
Common questions
Is CARG or PPLI the better stock?
CARG scores higher: CARG 82.4, PPLI 36.5 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
Where do CARG and PPLI differ most?
The widest gap is growth, where CARG leads by 68 points on the 0–100 pillar scale. CARG leads all three pillars, so the gap is broad rather than a single-measure difference.
How are CARG and PPLI scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.