COMPARE · Reviewed August 3, 2026
CARG vs OPLN
Verdict: Side-by-side breakdown using the Bull Rankings model. CARG scored 82.7, OPLN scored 65.4 — CARG leads.
Compare another set
CARG
CarGurus, Inc.
82.7
$37.04 · $3.3B
fundamentals as of
Score gap
17.3
CARG leads
OPLN
OPENLANE, Inc.
65.4
$39.65 · $4.2B
fundamentals as of
The model, pillar by pillar (0–100 each)
CARG
stronger →← stronger
OPLN
87
Qualityreturns · margins · balance sheet
68
86
Growthrevenue & earnings expansion
69
75
Valuevaluation vs sector peers
59
CARG is stronger on 3 of 3 pillars.
Fundamentals, head-to-head
CARG
OPLN
$293mC
FCF
$693mC+
+14.0%B+
Rev
+10.1%B
0.79B+
D/E
1.49C+
19.5xB
P/E
—
1.10B+
PEG
1.22B
—
P/S
2.1xC+
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
CARG
OPLN
34% below
Price vs fair valuelower is cheaper
65% below
~0%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-14%/yr
+28%
1-yr DCF upside
+131%
+51%
5-yr DCF upside
+182%
+90%
10-yr DCF upside
+275%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
CARG
Why this score
- Buying back stock
OPLN
No notable signals flagged.
The companies
CARGCarGurus, Inc.
Why now
Auto & Truck Dealerships · market cap $3.3b. 6% off the 52-week high of $39.42. Revenue growing +14%, comfortably above the S&P median. 13 sell-side analysts rate this a Buy with a mean 1-yr target of $37.77 (implying +2% upside).
Moat
Net margin 16% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 63% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 196% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Mature compounder — the risk is paying up for quality at a moment when growth is decelerating. Watch for sequential revenue + margin trends; the inflection from "compounder" to "ex-compounder" is hard to spot until the multiple already started compressing.
OPLNOPENLANE, Inc.
Why now
Auto & Truck Dealerships · market cap $4.2b. 8% off the 52-week high of $42.90. Revenue growing +10%, comfortably above the S&P median. 9 sell-side analysts rate this a Buy with a mean 1-yr target of $42.11 (implying +6% upside).
Moat
ROE 15% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Free cash flow runs well ahead of reported net income — non-cash charges (depreciation, intangible amortization) are holding down GAAP earnings while cash generation stays strong.
Risk
Higher-variance name — the thesis leans on growth and valuation rather than a long, settled track record, so it depends on execution continuing. Position size accordingly; a deep drawdown shouldn't change the thesis.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.