COMPARE · Reviewed August 3, 2026

CARG vs CVNA

Verdict: Side-by-side breakdown using the Bull Rankings model. CARG scored 82.7, CVNA scored 75.1 — CARG leads.
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Different reporting periods. CVNA's fundamentals are as of June 2026, but CARG's are as of March 2026 — a 3-month gap. Growth, margin and valuation figures below therefore describe different windows and aren't strictly like-for-like.
CARG
CarGurus, Inc.
Auto & Truck Dealerships · Quality-Growth
82.7
$36.93 · $3.3B
fundamentals as of
Score gap
7.6
CARG leads
CVNA
Carvana Co.
Auto & Truck Dealerships · Quality-Growth
75.1
$66.13 · $98.4B
fundamentals as of
THE BULL RANKINGS SCORECARD83/ 100 · BULL SCOREPEER MEDIANQUALITY87GROWTH86VALUE75
THE BULL RANKINGS SCORECARD75/ 100 · BULL SCOREPEER MEDIANQUALITY68GROWTH96VALUE65
CARG
stronger →← stronger
CVNA
87
Qualityreturns · margins · balance sheet
68
86
Growthrevenue & earnings expansion
96
75
Valuevaluation vs sector peers
65
CARG is stronger on 2 of 3 pillars.
CARG
CVNA
$293mC
FCF
$929mC+
+14.0%B+
Rev
+54.0%A
0.79B+
D/E
1.11B
19.4xB
P/E
35.0xC
1.10B+
PEG
0.72A-
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
CARG
CVNA
34% below
Price vs fair valuelower is cheaper
351% above
~0%/yr
Growth the price implies10-yr FCF · lower = less priced in
~56%/yr
+29%
1-yr DCF upside
-83%
+51%
5-yr DCF upside
-78%
+91%
10-yr DCF upside
-67%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
CARG
Why this score
  • Buying back stock
CVNA
Why this score
  • Diluting shareholders
CARGCarGurus, Inc.
Auto & Truck Dealerships · $36.93 · beta 1.17
Why now
Auto & Truck Dealerships · market cap $3.3b. 6% off the 52-week high of $39.42. Revenue growing +14%, comfortably above the S&P median. 13 sell-side analysts rate this a Buy with a mean 1-yr target of $37.77 (implying +2% upside).
Moat
Net margin 16% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 63% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 196% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Mature compounder — the risk is paying up for quality at a moment when growth is decelerating. Watch for sequential revenue + margin trends; the inflection from "compounder" to "ex-compounder" is hard to spot until the multiple already started compressing.
CVNACarvana Co.
Auto & Truck Dealerships · $66.13 · beta 3.49
Why now
Auto & Truck Dealerships · market cap $98.4b. Down 32% from 52-week high of $97.38 — deep drawdown territory. Revenue growing +54% — in hypergrowth territory. PEG 0.72 — paying under fair value for the growth rate. 20 sell-side analysts rate this a Buy with a mean 1-yr target of $82.83 (implying +25% upside).
Moat
ROE 39% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. $98.4b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Down 32% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Beta 3.49 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return. Trailing P/E 35x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates.
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.