Verdict: Side-by-side breakdown using the Bull Rankings model. BXMT scored 65.0, EFC scored 65.0 — tied at the top.
Compare another set
BXMT
Blackstone Mortgage Trust, Inc.
REIT - Mortgage · Financial strength
58.7Fin
$10.74 · $1.8B
fundamentals as of
Strength gap
17.0
EFC leads
EFC
Ellington Financial Inc.
REIT - Mortgage · Financial strength
75.7Fin
$11.69 · $1.5B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
Fastest growthBXMT+12.1%
Strongest balance sheetBXMT4.85
Side by side · every name on one set of axes
Fundamentals, head-to-head
BXMT
EFC
17.0%C+
Yield
13.4%C+
+12.1%B+
Rev
+8.6%B
4.85D
D/E
9.29D
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
BXMTBlackstone Mortgage Trust, Inc.
REIT - Mortgage · $10.74 · beta 0.96
Why now
REIT - Mortgage · market cap $1.8b. Down 48% from 52-week high of $20.67 — deep drawdown territory. Revenue growing +12%, comfortably above the S&P median. 7 sell-side analysts rate this a Buy with a mean 1-yr target of $17.43 (implying +62% upside).
Moat
Moat signals from the quantitative card are modest — profitability and capital efficiency are middle-of-pack. The thesis here depends on softer factors (switching costs, brand, distribution, regulatory protection) not captured by the quality-growth screen.
Risk
D/E 4.85 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Down 48% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Dividend payout 2350% of earnings on a 17.0% yield — distribution coverage is thin; one earnings stumble could force a dividend cut.
EFCEllington Financial Inc.
REIT - Mortgage · $11.69 · beta 0.97
Why now
REIT - Mortgage · market cap $1.5b. 17% off the 52-week high of $14.12. 7 sell-side analysts rate this a Buy with a mean 1-yr target of $14.64 (implying +25% upside).
Moat
Net margin 52% is exceptional — pricing-power territory rare outside premium software, branded staples, and specialty pharma. ROE 12% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere.
Risk
D/E 9.29 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Dividend payout 97% of earnings on a 13.4% yield — distribution coverage is thin; one earnings stumble could force a dividend cut.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Common questions
Is BXMT or EFC the better stock?
On the Bull Rankings quality-growth score they are level: BXMT and EFC both score 65.0 out of 100. The score blends business quality, growth and valuation into one number, so a tie means the model sees no meaningful edge either way — the pillar breakdown on this page shows where each is actually stronger.
How are BXMT and EFC scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.