COMPARE · Data as of August 13, 2026
BVC vs PCTY
Verdict: Side-by-side breakdown using the Bull Rankings model. BVC scored 72.0, PCTY scored 82.0 — PCTY leads.
Compare another set
BVC
BitVentures Limited
72
$15.03 · $2.5B
Score gap
10.0
PCTY leads
PCTY
Paylocity Holding Corporation
82
$152.71 · $8.5B
fundamentals as of
The model, pillar by pillar (0–100 each)
BVC
stronger →← stronger
PCTY
94
Qualityreturns · margins · balance sheet
92
97
Growthrevenue & earnings expansion
87
96
Valuevaluation vs sector peers
69
BVC is stronger on 3 of 3 pillars.
Fundamentals, head-to-head
BVC
PCTY
—
FCF
$497mC
+43.0%A
Rev
+12.2%B+
—
D/E
0.11B+
8.9xA
P/E
29.7xB
—
PEG
1.21B
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
BVC
PCTY
—
Price vs fair valuelower is cheaper
3% below
—
Growth the price implies10-yr FCF · lower = less priced in
~7%/yr
—
1-yr DCF upside
-7%
—
5-yr DCF upside
+3%
—
10-yr DCF upside
+20%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
BVC
Why this score
- Short track record
PCTY
Why this score
- Buying back stock
- Durable high returns
The companies
BVCBitVentures Limited
Why now
Software - Application · market cap $2.5b. Trading near 52-week high of $15.13 — momentum setup, limited technical margin of safety. Revenue growing +43% — in hypergrowth territory.
Moat
ROE 23% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Software economics — recurring revenue, embedded customer workflows, and high gross margin all compound the moat once a base account is won. Switching costs are the lever.
Risk
Trading within 1% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
PCTYPaylocity Holding Corporation
Why now
Software - Application · market cap $8.5b. 16% off the 52-week high of $182.83. Revenue growing +12%, comfortably above the S&P median. 19 sell-side analysts rate this a Strong Buy with a mean 1-yr target of $171.53 (implying +12% upside).
Moat
Net margin 16% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 22% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. FCF converts 184% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
AI-native re-pricing — GPT-class models are compressing the cost of features that took years to build; the moat thesis depends on owning the workflow, not just the feature set.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where BVC and PCTY diverge
On the headline score the gap is 10.0 points in favour of PCTY. The widest single difference is Value, where BVC leads by 27.7 points.
- ValueBVC 96.3 · PCTY 68.6BVC +27.7
- GrowthBVC 97.2 · PCTY 87.3BVC +9.9
- QualityBVC 94.4 · PCTY 92.3level
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.