Verdict: Side-by-side breakdown using the Bull Rankings model. BJ scored 52.8, PSMT scored 50.8 — BJ leads.
Compare another set
BJ
BJ's Wholesale Club Holdings, Inc.
Discount Stores · Quality-Growth
52.8
$98.58 · $12.5B
fundamentals as of
Score gap
2.0
BJ leads
PSMT
PriceSmart, Inc.
Discount Stores · Quality-Growth
50.8
$168.88 · $5.2B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestBJ21.6x
Fastest growthPSMT+10.2%
Strongest balance sheetPSMT0.24
Highest qualityBJ76 / 100
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
BJ
stronger →← stronger
PSMT
76
Qualityreturns · margins · balance sheet
64
55
Growthrevenue & earnings expansion
79
35
Valuevaluation vs sector peers
26
BJ is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
BJ
PSMT
$358mC
FCF
$74mC-
+4.7%C+
Rev
+10.2%B
1.26C+
D/E
0.24A-
21.6xB
P/E
32.5xC
2.15C
PEG
1.83C+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
BJ
PSMT
120% above
Price vs fair valuelower is cheaper
229% above
~25%/yr
Growth the price impliesyr-1 FCF growth, fading to 4% · lower = less priced in
~38%/yr
-56%
1-yr DCF upside
-72%
-55%
5-yr DCF upside
-70%
-52%
10-yr DCF upside
-66%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
BJ
Why this score
Buying back stock
Durable high returns
PSMT
No notable signals flagged.
The companies
BJBJ's Wholesale Club Holdings, Inc.
Discount Stores · $98.58 · beta 0.17
Why now
Discount Stores · market cap $12.5b. 7% off the 52-week high of $105.78. 20 sell-side analysts rate this a Buy with a mean 1-yr target of $105.80 (implying +7% upside).
Moat
ROE 28% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which.
Risk
Net margin 2.6% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
PSMTPriceSmart, Inc.
Discount Stores · $168.88 · beta 0.74
Why now
Discount Stores · market cap $5.2b. 15% off the 52-week high of $199.84. Revenue growing +10%, comfortably above the S&P median. 3 sell-side analysts publish a mean 1-yr target of $166.00 (implying -2% upside).
Moat
ROE 12% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere.
Risk
Trailing P/E 32x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates. Net margin 2.8% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where BJ and PSMT diverge
On the headline score the gap is 2.0 points in favor of BJ. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.
GrowthBJ 54.8 · PSMT 78.5PSMT +23.7
QualityBJ 76.1 · PSMT 63.6BJ +12.5
ValueBJ 35.3 · PSMT 26.3BJ +9.0
Pillars run 0–100. Value is judged against each company's own sector, so a Value score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.
Common questions
Is BJ or PSMT the better stock?
BJ scores higher: BJ 52.8, PSMT 50.8 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
Where do BJ and PSMT differ most?
The widest gap is growth, where PSMT leads by 24 points on the 0–100 pillar scale. Neither name sweeps: they trade the lead across the three pillars, so the comparison is a trade-off rather than one being better on every measure.
How are BJ and PSMT scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.