Verdict: Side-by-side breakdown using the Bull Rankings model. BJ scored 52.8, DLTR scored 73.9 — DLTR leads.
Compare another set
BJ
BJ's Wholesale Club Holdings, Inc.
Discount Stores · Quality-Growth
52.8
$98.58 · $12.5B
fundamentals as of
Score gap
21.1
DLTR leads
DLTR
Dollar Tree, Inc.
Discount Stores · Quality-Growth
73.9
$118.64 · $22.3B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestDLTR14.5x
Fastest growthDLTR+8.2%
Strongest balance sheetBJ1.26
Highest qualityDLTR81 / 100
Largest discount to fair valueDLTR-35%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
BJ
stronger →← stronger
DLTR
76
Qualityreturns · margins · balance sheet
81
55
Growthrevenue & earnings expansion
63
35
Valuevaluation vs sector peers
80
DLTR is stronger on 3 of 3 pillars.
Fundamentals, head-to-head
BJ
DLTR
$358mC
FCF
$2.0bC+
+4.7%C+
Rev
+8.2%B
1.26C+
D/E
2.24C
21.6xB
P/E
14.5xA-
2.15C
PEG
1.20B+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
BJ
DLTR
120% above
Price vs fair valuelower is cheaper
35% below
~25%/yr
Growth the price impliesyr-1 FCF growth, fading to 4% · lower = less priced in
~-8%/yr
-56%
1-yr DCF upside
+63%
-55%
5-yr DCF upside
+55%
-52%
10-yr DCF upside
+43%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
BJ
Why this score
Buying back stock
Durable high returns
DLTR
Why this score
Buying back stock
Durable high returns
The companies
BJBJ's Wholesale Club Holdings, Inc.
Discount Stores · $98.58 · beta 0.17
Why now
Discount Stores · market cap $12.5b. 7% off the 52-week high of $105.78. 20 sell-side analysts rate this a Buy with a mean 1-yr target of $105.80 (implying +7% upside).
Moat
ROE 28% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which.
Risk
Net margin 2.6% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
DLTRDollar Tree, Inc.
Discount Stores · $118.64 · beta 0.72
Why now
Discount Stores · market cap $22.3b. 17% off the 52-week high of $142.40. 26 sell-side analysts rate this a Buy with a mean 1-yr target of $136.15 (implying +15% upside).
Moat
ROE 47% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 123% of net income — earnings translate cleanly into cash.
Risk
D/E 2.24 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where BJ and DLTR diverge
On the headline score the gap is 21.1 points in favor of DLTR. The widest single difference is Value, where DLTR leads by 44.5 points.
ValueBJ 35.3 · DLTR 79.8DLTR +44.5
GrowthBJ 54.8 · DLTR 62.6DLTR +7.8
QualityBJ 76.1 · DLTR 80.6DLTR +4.5
Pillars run 0–100. Value is judged against each company's own sector, so a Value score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.
Common questions
Is DLTR or BJ the better stock?
DLTR scores higher: DLTR 73.9, BJ 52.8 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
Where do DLTR and BJ differ most?
The widest gap is value, where DLTR leads by 45 points on the 0–100 pillar scale. DLTR leads all three pillars, so the gap is broad rather than a single-measure difference.
How are DLTR and BJ scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.