COMPARE · Reviewed July 29, 2026
BFAM vs HRB
Verdict: Side-by-side breakdown using the Bull Rankings model. BFAM scored 67.7, HRB scored 71.3 — HRB leads.
Compare another set
BFAM
Bright Horizons Family Solutions Inc.
67.7
$78.27 · $4.1B
fundamentals as of
Score gap
3.6
HRB leads
HRB
H&R Block, Inc.
71.3
$44.59 · $5.7B
fundamentals as of
The model, pillar by pillar (0–100 each)
BFAM
stronger →← stronger
HRB
67
Qualityreturns · margins · balance sheet
80
84
Growthrevenue & earnings expansion
57
55
Valuevaluation vs sector peers
80
HRB is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
BFAM
HRB
$275mC
FCF
$761mC+
+9.2%B
Rev
+5.4%C+
1.64C+
D/E
—
23.6xB
P/E
8.0xA
2.70C
PEG
0.59A-
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
BFAM
HRB
12% below
Price vs fair valuelower is cheaper
60% below
~6%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-13%/yr
-2%
1-yr DCF upside
+118%
+13%
5-yr DCF upside
+149%
+39%
10-yr DCF upside
+202%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
BFAM
Why this score
- Buying back stock
HRB
Why this score
- Buying back stock
- Raising its dividend
- Durable high returns
The companies
BFAMBright Horizons Family Solutions Inc.
Why now
Personal Services · market cap $4.1b. Down 40% from 52-week high of $130.76 — deep drawdown territory. 9 sell-side analysts rate this a Buy with a mean 1-yr target of $91.00 (implying +16% upside).
Moat
ROE 17% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. FCF converts 145% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Down 40% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.
HRBH&R Block, Inc.
Why now
Personal Services · market cap $5.7b. Down 20% from 52-week high of $55.95 — deep drawdown territory. PEG 0.59 — paying under fair value for the growth rate. 3 sell-side analysts rate this a Hold with a mean 1-yr target of $42.00 (implying -6% upside).
Moat
Net margin 19% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. FCF converts 103% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
ROE -3034% is below the long-run sustainable threshold of ~10% — capital efficiency would need to improve for the equity base to compound at the market rate.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.