COMPARE · Data as of August 24, 2026
BBY vs URBN
Verdict: Side-by-side breakdown using the Bull Rankings model. BBY scored 52.4, URBN scored 65.3 — URBN leads.
Compare another set
BBY
Best Buy Co., Inc.
52.4
$87.48 · $18.4B
fundamentals as of
Score gap
12.9
URBN leads
URBN
Urban Outfitters, Inc.
65.3
$76.05 · $6.5B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestURBN14.3x
- Fastest growthURBN+11.2%
- Strongest balance sheetURBN0.46
- Highest qualityBBY77 / 100
- Largest discount to fair valueBBY-12%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
BBY
stronger →← stronger
URBN
77
Qualityreturns · margins · balance sheet
75
46
Growthrevenue & earnings expansion
85
41
Valuevaluation vs sector peers
44
URBN is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
BBY
URBN
$1.6bC+
FCF
$150mC
+1.0%C
Rev
+11.2%B
1.34B
D/E
0.46B+
15.9xB+
P/E
14.3xA-
1.64C+
PEG
1.38B
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
BBY
URBN
12% below
Price vs fair valuelower is cheaper
207% above
~2%/yr
Growth the price implies10-yr FCF · lower = less priced in
~36%/yr
+7%
1-yr DCF upside
-70%
+13%
5-yr DCF upside
-67%
+22%
10-yr DCF upside
-64%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
BBY
Why this score
- Durable high returns
URBN
Why this score
- Buying back stock
- Durable high returns
The companies
BBYBest Buy Co., Inc.
Why now
Specialty Retail · market cap $18.4b. 4% off the 52-week high of $91.27. 20 sell-side analysts rate this a Hold with a mean 1-yr target of $82.90 (implying -5% upside).
Moat
ROE 37% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 140% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Dividend payout 71% of earnings on a 4.5% yield — distribution coverage is thin; one earnings stumble could force a dividend cut. Net margin 2.7% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
URBNUrban Outfitters, Inc.
Why now
Apparel Retail · market cap $6.5b. 10% off the 52-week high of $84.35. Revenue growing +11%, comfortably above the S&P median. 13 sell-side analysts rate this a Buy with a mean 1-yr target of $87.69 (implying +15% upside).
Moat
ROE 18% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately.
Risk
Value re-rating depends on a catalyst. Without one — analyst day, divestiture, margin recovery, capital return — the stock can stay cheap on these multiples for years.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where BBY and URBN diverge
On the headline score the gap is 12.9 points in favor of URBN. The widest single difference is Growth, where URBN leads by 39.2 points.
- GrowthBBY 46.0 · URBN 85.2URBN +39.2
- ValueBBY 40.8 · URBN 43.7level
- QualityBBY 76.6 · URBN 75.0level
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.