Verdict: Side-by-side breakdown using the Bull Rankings model. BBVA scored 71.0, BCS scored 77.0 — BCS leads.
Compare another set
Different reporting periods. BCS's fundamentals are as of June 2026, but BBVA's are as of December 2025 — a 6-month gap. Growth, margin and valuation figures below therefore describe different windows and aren't strictly like-for-like.
BBVA
Banco Bilbao Vizcaya Argentaria, S.A.
Banks - Diversified · Financial strength
72Fin
$26.12 · $143.7B
fundamentals as of
Strength gap
4.3
BBVA leads
BCS
Barclays PLC
Banks - Diversified · Financial strength
67.7Fin
$22.95 · $76.6B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestBCS8.9x
Fastest growthBCS+11.1%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
Fundamentals, head-to-head
BBVA
BCS
+0.5%C
Rev
+11.1%B
11.9xB
P/E
8.9xA-
18.9%B+
ROE
10.1%B
2.29C+
P/B
0.89A-
4.1%B+
Yield
2.7%B
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
BBVABanco Bilbao Vizcaya Argentaria, S.A.
Banks - Diversified · $26.12 · beta 0.90
Why now
Banks - Diversified · market cap $143.7b. 12% off the 52-week high of $29.64. 3 sell-side analysts rate this a Hold with a mean 1-yr target of $27.53 (implying +5% upside).
Moat
Net margin 33% is exceptional — pricing-power territory rare outside premium software, branded staples, and specialty pharma. ROE 19% is above 15% — the equity base is compounding at a rate the market struggles to discount accurately. $143.7b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Duration mismatch — the asset and liability books reprice on different schedules; a rapid move in rates either direction can compress net interest margin before management can reposition.
BCSBarclays PLC
Banks - Diversified · $22.95 · beta 0.91
Why now
Banks - Diversified · market cap $76.6b. Down 20% from 52-week high of $28.69 — deep drawdown territory. Revenue growing +11%, comfortably above the S&P median. PEG 0.88 — paying under fair value for the growth rate. 4 sell-side analysts rate this a Buy with a mean 1-yr target of $29.92 (implying +30% upside).
Moat
Net margin 28% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 10% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. $76.6b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Credit-cycle exposure — provisions tend to lag actual loan deterioration by 2-3 quarters; a sharp uptick in net charge-offs is a leading indicator the market often misses until it's already priced.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
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Common questions
Is BCS or BBVA the better stock?
BCS scores higher: BCS 77.0, BBVA 71.0 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
How are BCS and BBVA scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.