COMPARE · Data as of August 28, 2026

ALL vs RLI

Verdict: Side-by-side breakdown using the Bull Rankings model. ALL scored 71.0, RLI scored 69.0 — ALL leads.
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ALL
The Allstate Corporation
Insurance - Property & Casualty · Financial strength
71.6Fin
$260.58 · $65.9B
fundamentals as of
Strength gap
5.2
RLI leads
RLI
RLI Corp.
Insurance - Property & Casualty · Financial strength
76.8Fin
$64.22 · $5.9B
fundamentals as of
  • CheapestALL5.2x
  • Fastest growthRLI+6.3%
THE BULL RANKINGS SCORECARD71.6/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL71.6
THE BULL RANKINGS SCORECARD76.8/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL76.8
cheap & fastrevenue growth →← cheaper (lower multiple)-4%16%0.2x18xALLRLI

Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.

RevALL+5.6%RLI+6.3%
P/EALL5.2xRLI13.5x
ROEALL46.1%RLI25.2%
YieldALL1.7%RLI1.1%
ALL
RLI
+5.6%C+
Rev
+6.3%C+
5.2xA
P/E
13.5xB
46.1%A
ROE
25.2%A-
2.09C+
P/B
1.7%C+
Yield
1.1%C+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
ALLThe Allstate Corporation
Insurance - Property & Casualty · $260.58 · beta 0.16
Why now
Insurance - Property & Casualty · market cap $65.9b. 6% off the 52-week high of $277.22. 22 sell-side analysts rate this a Hold with a mean 1-yr target of $274.09 (implying +5% upside).
Moat
Net margin 19% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 46% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. $65.9b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
RLIRLI Corp.
Insurance - Property & Casualty · $64.22 · beta 0.33
Why now
Insurance - Property & Casualty · market cap $5.9b. 6% off the 52-week high of $68.29. 4 sell-side analysts rate this a Hold with a mean 1-yr target of $60.50 (implying -6% upside).
Moat
Net margin 22% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 25% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Generating verdict… typically 5–10 seconds
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