COMPARE · Data as of October 9, 2026

ALL vs KNSL

Verdict: Side-by-side breakdown using the Bull Rankings model. ALL scored 76.0, KNSL scored 77.0 — KNSL leads.
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ALL
The Allstate Corporation
Insurance - Property & Casualty · Financial strength
74.4Fin
$229.43 · $58.0B
fundamentals as of
Strength gap
15.1
ALL leads
KNSL
Kinsale Capital Group, Inc.
Insurance - Property & Casualty · Financial strength
59.3Fin
$336.98 · $7.7B
fundamentals as of
  • CheapestALL4.6x
  • Fastest growthKNSL+18.0%
THE BULL RANKINGS SCORECARD74.4/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL74.4
THE BULL RANKINGS SCORECARD59.3/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL59.3
cheap & fastrevenue growth →← cheaper (lower multiple)-4%28%0.0x19xALLKNSL

Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.

RevALL+5.6%KNSL+18.0%
P/EALL4.6xKNSL13.7x
ROEALL46.1%KNSL30.3%
P/BALL1.84KNSL3.77
YieldALL1.9%KNSL0.3%
ALL
KNSL
+5.6%C+
Rev
+18.0%B+
4.6xA
P/E
13.7xB
46.1%A
ROE
30.3%A
1.84B
P/B
3.77C
1.9%C+
Yield
0.3%C
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
ALLThe Allstate Corporation
Insurance - Property & Casualty · $229.43 · beta 0.14
Why now
Insurance - Property & Casualty · market cap $58.0b. 17% off the 52-week high of $277.22. 22 sell-side analysts rate this a Hold with a mean 1-yr target of $270.55 (implying +18% upside).
Moat
Net margin 19% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 46% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. $58.0b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
KNSLKinsale Capital Group, Inc.
Insurance - Property & Casualty · $336.98 · beta 0.87
Why now
Insurance - Property & Casualty · market cap $7.7b. Down 29% from 52-week high of $477.02 — deep drawdown territory. Revenue growing +18%, comfortably above the S&P median. 9 sell-side analysts rate this a Hold with a mean 1-yr target of $349.44 (implying +4% upside).
Moat
Net margin 28% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 30% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.

Common questions

Is KNSL or ALL the better stock?

KNSL scores higher: KNSL 77.0, ALL 76.0 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.

How are KNSL and ALL scored?

Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.

How current is this comparison?

The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.