COMPARE · Data as of August 28, 2026

ALL vs CINF

Verdict: Side-by-side breakdown using the Bull Rankings model. ALL scored 71.0, CINF scored 74.0 — CINF leads.
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Different reporting periods. ALL's fundamentals are as of June 2026, but CINF's are as of March 2026 — a 3-month gap. Growth, margin and valuation figures below therefore describe different windows and aren't strictly like-for-like.
ALL
The Allstate Corporation
Insurance - Property & Casualty · Financial strength
71.6Fin
$260.58 · $65.9B
fundamentals as of
Strength gap
2.7
CINF leads
CINF
Cincinnati Financial Corporation
Insurance - Property & Casualty · Financial strength
74.3Fin
$171.42 · $26.3B
fundamentals as of
  • CheapestALL5.2x
  • Fastest growthCINF+11.4%
THE BULL RANKINGS SCORECARD71.6/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL71.6
THE BULL RANKINGS SCORECARD74.3/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL74.3
cheap & fastrevenue growth →← cheaper (lower multiple)-4%21%0.2x13xALLCINF

Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.

RevALL+5.6%CINF+11.4%
P/EALL5.2xCINF8.1x
ROEALL46.1%CINF21.5%
P/BALL2.09CINF1.58
YieldALL1.7%CINF2.2%
ALL
CINF
+5.6%C+
Rev
+11.4%B
5.2xA
P/E
8.1xA-
46.1%A
ROE
21.5%A-
2.09C+
P/B
1.58B
1.7%C+
Yield
2.2%B
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
ALLThe Allstate Corporation
Insurance - Property & Casualty · $260.58 · beta 0.16
Why now
Insurance - Property & Casualty · market cap $65.9b. 6% off the 52-week high of $277.22. 22 sell-side analysts rate this a Hold with a mean 1-yr target of $274.09 (implying +5% upside).
Moat
Net margin 19% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 46% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. $65.9b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
CINFCincinnati Financial Corporation
Insurance - Property & Casualty · $171.42 · beta 0.55
Why now
Insurance - Property & Casualty · market cap $26.3b. 12% off the 52-week high of $194.81. Revenue growing +11%, comfortably above the S&P median. 6 sell-side analysts publish a mean 1-yr target of $191.67 (implying +12% upside).
Moat
Net margin 24% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 21% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Generating verdict… typically 5–10 seconds
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