COMPARE · Data as of August 27, 2026
AIZ vs RLI
Verdict: Side-by-side breakdown using the Bull Rankings model. AIZ scored 74.0, RLI scored 69.0 — AIZ leads.
Compare another set
AIZ
Assurant, Inc.
62.1Fin
$285.41 · $14.1B
fundamentals as of
Strength gap
14.7
RLI leads
RLI
RLI Corp.
76.8Fin
$64.22 · $5.9B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestRLI13.5x
- Fastest growthAIZ+7.9%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
Fundamentals, head-to-head
AIZ
RLI
+7.9%B
Rev
+6.3%C+
13.7xB
P/E
13.5xB
18.3%B+
ROE
25.2%A-
2.31C+
P/B
—
1.2%C+
Yield
1.1%C+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
AIZAssurant, Inc.
Why now
Insurance - Property & Casualty · market cap $14.1b. 6% off the 52-week high of $303.94. 6 sell-side analysts rate this a Strong Buy with a mean 1-yr target of $322.33 (implying +13% upside).
Moat
ROE 18% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Regulatory capital risk — stricter capital requirements (CCAR, Basel) can force a dividend cut or a capital raise; the largest banks are most exposed because they're held to the tightest standards.
RLIRLI Corp.
Why now
Insurance - Property & Casualty · market cap $5.9b. 6% off the 52-week high of $68.29. 4 sell-side analysts rate this a Hold with a mean 1-yr target of $60.50 (implying -6% upside).
Moat
Net margin 22% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 25% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.