COMPARE · Data as of August 27, 2026
AIZ vs ORI
Verdict: Side-by-side breakdown using the Bull Rankings model. AIZ scored 74.0, ORI scored 77.0 — ORI leads.
Compare another set
AIZ
Assurant, Inc.
62.1Fin
$285.41 · $14.1B
fundamentals as of
Strength gap
11.2
ORI leads
ORI
Old Republic International Corporation
73.3Fin
$42.24 · $10.2B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestORI9.3x
- Fastest growthORI+11.0%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
Fundamentals, head-to-head
AIZ
ORI
+7.9%B
Rev
+11.0%B
13.7xB
P/E
9.3xA-
18.3%B+
ROE
18.6%B+
2.31C+
P/B
1.68B
1.2%C+
Yield
3.0%B
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
AIZAssurant, Inc.
Why now
Insurance - Property & Casualty · market cap $14.1b. 6% off the 52-week high of $303.94. 6 sell-side analysts rate this a Strong Buy with a mean 1-yr target of $322.33 (implying +13% upside).
Moat
ROE 18% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Regulatory capital risk — stricter capital requirements (CCAR, Basel) can force a dividend cut or a capital raise; the largest banks are most exposed because they're held to the tightest standards.
ORIOld Republic International Corporation
Why now
Insurance - Property & Casualty · market cap $10.2b. 10% off the 52-week high of $46.76. Revenue growing +11%, comfortably above the S&P median.
Moat
ROE 19% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.