COMPARE · Reviewed July 11, 2026
ADSK vs CPAY
Verdict: Side-by-side breakdown using the Bull Rankings model. ADSK scored 86.0, CPAY scored 85.9 — ADSK leads.
Compare another set
ADSK
Autodesk, Inc.
86
$208.45 · $44.0B
Score gap
0.1
ADSK leads
CPAY
Corpay, Inc.
85.9
$353.64 · $23.1B
The model, pillar by pillar (0–100 each)
ADSK
stronger →← stronger
CPAY
88
Qualityreturns · margins · balance sheet
89
92
Growthrevenue & earnings expansion
95
79
Valuevaluation vs sector peers
76
CPAY is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
ADSK
CPAY
$2.7bB
FCF
$1.3bC+
+18.3%B+
Rev
+18.3%B+
0.85C+
D/E
2.71D
30.4xB
P/E
21.0xB+
0.79A-
PEG
0.83B+
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
ADSK
CPAY
10% above
Price vs fair valuelower is cheaper
15% below
~11%/yr
Growth the price implies10-yr FCF · lower = less priced in
~5%/yr
-20%
1-yr DCF upside
+2%
-9%
5-yr DCF upside
+18%
+8%
10-yr DCF upside
+46%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
ADSK
Why this score
- Durable high returns
CPAY
Why this score
- Buying back stock
- Durable high returns
The companies
ADSKAutodesk, Inc.
Why now
Software - Application · market cap $44.0b. Down 37% from 52-week high of $329.09 — deep drawdown territory. Revenue growing +18%, comfortably above the S&P median. PEG 0.79 — paying under fair value for the growth rate. 33 sell-side analysts rate this a Strong Buy with a mean 1-yr target of $318.53 (implying +53% upside).
Moat
Net margin 19% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 46% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 187% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Down 37% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Trailing P/E 30x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
CPAYCorpay, Inc.
Why now
Software - Infrastructure · market cap $23.1b. 4% off the 52-week high of $367.43. Revenue growing +18%, comfortably above the S&P median. PEG 0.83 — paying under fair value for the growth rate. 14 sell-side analysts rate this a Buy with a mean 1-yr target of $395.14 (implying +12% upside).
Moat
Net margin 25% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 34% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 111% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
D/E 2.71 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
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